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What is a Dental Benefit?

Dental insurance is misnamed. Dental benefit is what it should be called. It’s easy to see why. Dental care is typically very predictable, involving primarily dental cleanings and oral cavity examinations. The care provided is usually not catastrophic, like a major medical expense that involves hospitalization. At this time, the Georgia Dental Association is not aware of any traditional indemnity insurance plans available for direct purchase by individuals.

The ​Georgia Dental Association encourages patients to discuss treatment options and accompanying payment options with their dentist of choice. To find a GDA member dentist in your area, click here.

This page offers some brief definitions of insurance terms. For more information about paying for dental care, please visit www.mouthhealthy.org, the consumer web site of the American Dental Association.

  • What is Indemnity Dental Coverage?
  • What is a Preferred Provider Organization?
  • What is a Health Maintenance Organization?
  • Financing Dental Care in a Dental Office
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